FreshBooks alternative

Tallymark vs FreshBooks.

Free, not $23/month.Every feature, free. FreshBooks Lite is $23/month before add-ons.
No client or team limits.FreshBooks Lite stops at 5 clients, archived ones included, and charges $11/month per team member.
Charge saved cards, no add-on fee.Turn on AutoPay and invoices pay themselves. In FreshBooks, charging a saved card yourself costs $20/month plus 3.5% + 30¢ per payment.
Bring your own Stripe account.Keep the Stripe account you have, wherever you are. In the US and Canada, FreshBooks requires FreshBooks Payments.
Sales pages, not just checkout links.Sell services, packages, and digital downloads from one link, with custom fields, discounts, and subscriptions.
Lower Amex fees.Stripe's standard 2.9% + 30¢ on Amex, instead of FreshBooks' 3.5% + 30¢.
FeatureTallymarkFreshBooks
PriceFree$23/mo
Card fee2.9% + 30¢2.9% + 30¢
Amex fee2.9% + 30¢3.5% + 30¢
Fee to charge a saved card yourself2.9% + 30¢3.5% + 30¢
Connect your own Stripe accountYesOutside US and Canada
Unlimited clientsYes5 max
Unlimited invoicesYesYes
Recurring invoicesYesYes
Charge saved cards yourselfYes$20/mo
Custom logo and colorsYesYes
Multiple usersYes$11/mo per user
Sales pages and digital downloadsYesCheckout links only
Expense trackingNoYes
Time trackingNoYes
FreshBooks Lite regular pricing in USD from freshbooks.com as of October 2026. FreshBooks currently offers new customers Lite at $1/month for the first 12 months. Card fees shown for US cards.

Which one is right for you?

Choose Tallymark if...
  • You don't want to pay a monthly fee to send invoices.
  • You have more than 5 clients, or plan to.
  • You want to charge cards on file without paying for an add-on.
  • You already use Stripe, or want to.
  • You sell packages, products, or digital downloads.
  • Your accountant handles the books, or you already use accounting software.
Choose FreshBooks if...
  • You want invoicing and expense tracking in a single app.
  • You bill by the hour and need built-in time tracking.
  • You need mileage tracking.

The bottom line.

If you mostly need to invoice clients and get paid, Tallymark is the better choice for most freelancers and small businesses. It's free, it has no client limits, and charging cards on file doesn't cost extra. If you need expense and time tracking in one place and don't mind paying $23/month or more, FreshBooks is a solid pick.
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