Wave alternative

Tallymark vs Wave.

Bring your own Stripe account.Get paid into a Stripe account you own: your payouts, your dashboard, your customer data. Wave only works with its own processor.
Free team access and support.Invite your whole team and get real support, free. Wave charges $19/month for extra users, and support is a paid add-on.
Lower card fees.Stripe's standard 2.9% + 30¢ on US cards, Amex included. Wave charges 2.9% + 60¢, or 3.4% + 60¢ on Amex.
Sell, not just bill.Share a link and let anyone buy your services, packages, or digital downloads. Wave has no sales pages or digital downloads.
Not just US and Canada.Tallymark works in every country Stripe supports, with invoices in 8 languages. Wave Payments is US and Canada only.
Invoicing without the bookkeeping.No ledgers or chart of accounts to wade through. Tallymark handles invoices, subscriptions, and payments, with a spreadsheet export for your accountant.
FeatureTallymarkWave
PriceFreeFree or $19/mo
Card fee (US)2.9% + 30¢2.9% + 60¢
Amex fee (US)2.9% + 30¢3.4% + 60¢
Connect your own Stripe accountYesNo
Unlimited invoicesYesYes
Recurring invoicesYesYes
Automatic card paymentsYesYes
Custom logo and colorsYesYes
Multiple usersYes$19/mo
Customer supportYesPaid add-on
Sales pages and digital downloadsYesNo
Accept payments outside the US and CanadaYesNo
Expense trackingNoYes
Wave pricing from waveapps.com as of October 2026. Card fees shown for US cards. Wave Pro waives the 60¢ on the first 10 card payments each month. Stripe rates vary by country.

Which one is right for you?

Choose Tallymark if...
  • You already use Stripe, or want to.
  • You want to charge cards on file and stop chasing late payments.
  • You sell packages, products, or digital downloads, not just hours.
  • You do business outside the US and Canada.
  • You want team access and real support without a monthly fee.
  • Your accountant handles the books, or you already use accounting software.
Choose Wave if...
  • You want bookkeeping, invoicing, and payroll in a single app.
  • You need bank feeds and receipt scanning.
  • You're in the US or Canada and don't mind using Wave's payment processor.

The bottom line.

If invoicing is how you get paid, Tallymark is the better choice for most freelancers and small businesses. It's free, it costs less per payment, and your money lands in a Stripe account you control. If you want one app to run your entire books, Wave is a solid pick. You can also pair Tallymark with dedicated accounting software and get the best of both.
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